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Consumer Reports: How to Make Pricey Appliances Last

The cost of maintaining a home and appliances is often a major deterrent for those debating whether to rent or purchase a home. The unexpected expense of fixing leaky gutters and broken dishwashers can be budget breaking if it comes at the wrong time of month. Not to mention it's a huge pain.

I'm Asking: Do You Take Career Risks or Play by the Rules?

If there's one professional trait that I admire beyond bounds, it's an entrepreneurial spirit. It's hard not to be wowed by those who take charge, go out on their own, or create their own course when opportunity presents itself. That being said, taking career risks — whether a risky decision, move, or project — can be tricky and dangerous.

I'm Asking: Would You Make a Donation for "Free" Services?

Not that I'm one to turn down a little something for nothing to save money, and take advantage of museum free days or other no-fee exhibits while traveling, even gratis concerts in the park can have people asking for donations to keep these things a reality.Still the reality is, seeing the donation bin doesn't always make people toss in money or it'd be overflowing daily! Even Google's free holiday Wifi program has a giveback option. If you're looking for a way to spread holiday cheer and generosity, you can make a charitable donation to one of three organizations, and the company will match it up to $250,000 — whoa, now that's some pricey WiFi!

Your Two Cents: Is There Room in Your Holiday Budget For Charity?

The holiday season isn't just about gift-giving — even while the budget may be stretched, it's also the time of year to give to charity. It's no secret that things are tight this year. The recession is changing the way we holiday shop, but is it also changing our philanthropic spirit of giving for a good cause?

Ask Savvy: Should I Buy a New Car?

Dear Savvy, I recently got a letter in the mail from a local car dealership requesting that I trade in my 2001 VW Passat, saying that they are getting lots of requests and stating the blue book value for my car. I wouldn't mind buying a new car, but promised myself I would drive my car until it is unrepairable or I graduate from college, whichever comes first. I still have two more years to go, but if this offer is legitimate, I don't want to let the opportunity go.

Credit Cards Give you Points, Get the Rewards

Credit Card Reform Legislation Would Tighten Rules On Rates And FeesI have really good habits with my credit cards and always pay them off each month. Over many years, I have actually acquired quite a few reward points and never did anything with them. So a couple weeks ago, I decided to see what they were worth and I was able to turn them for $400 worth of gift cards.

Frugal Tip Monday-Ways to Make and Save Extra Money for The Holiday Shopping Season

The Holidays are here again. (I know it seems like you were here planning for Christmas just a few months ago) Spending lots of money is on the front of everyone's mind right now. But Fashion Without Guilt is here with a few ideas to help you save or earn a few extra bucks to contribute to your holiday shopping.

How to Get Out of Debt, Stay Out of Debt & Live Prosperously

The book has been a life changer for me and my finances!!!  It was written by Jerrold Mundis. When I read this book over a year ago I had $16,000 in total debt, a loan with an APR of 16.99% and a feeling like I was living in austerity.

Have a budget...I know it sounds boring but it works!

So not so long ago when I first met my boyfriend, now current husband,  introduced me the idea of keeping a budget. He setup a really easy to follow spreadsheet where I could enter each day what I spent and setup an estimate as to what I would spend on rent, bills, food and, of course, fun! After a month, I was amazed I was spending over a thousand dollars on clothes and fun.

Which Regular Accomplishment Feels Best?

Paying your bills for the month Leaving the office on Friday Contributing to savings