// Share Your Savings Tips!
Everyone wants a full piggy bank, so share and read about how other members are building up their accounts! No matter how big or small you think your money solutions are, I want to know what you've done to save lately!Give me your savvy scoop by joining my group, How Do You Save and share all of your tips!
// Latest
Sylvia Kinzie
Silver Coins and Bullion
Sep 5, 2011 10:04 AM A lump sum of money was all I had left after liquidating a revenue property (banks grrr...) Rather than let it melt away i bought silver bullion and silver maple leafs. Even though times get tight I leave it alone. My money s worth more now. Check out Gerald Celente and Max Keiser.
socialbookstatus
Money Crisis Manual Facebook Page
Aug 7, 2011 3:02 PM
senorita
Saving on Concert Tickets
Jul 15, 2011 2:20 PM
Seeing a live show is always a thrill especially when it is an artist you have long admired! For me recently it is Dolly Parton, I knew she was going to do a tour but the last I had heard the show was about 6 hours away and had to be purchased in a ticket package for several other shows. Regardless a plane ticket and a bunch of tickets I didn't want wasn't in my finance cards, so I longed for the day I would be able to see Dolly live!
Only a few days ago I received an email from a deal site that offered none other than tickets for Dolly in my area at a discounted price! I wanted to jump on the deal but my husband took a couple more minutes and went directly to the venue and found an even better deal. So what should have been a $56 ticket was only a mere $22. One deal might be good but there might be an even better one and it doesn't hurt to keep looking. So before you spend all the money you make working 9 to 5, see if you can buy your tickets from a coupon site or another even site like Goldstar that offers discounted events for smaller events.
SwissMelis
i handwash
Jun 8, 2011 11:36 AM Hello my frugal friends, As an American studying in Geneva, Switzerland, I am stuggling to survive. The sticker shock I experienced here was worse than any city I've ever travelled to. ie. ONE school book costs more than an entire class at Penn State. Not kidding. So what does that have to say about the cost of rent, food and leisure?...lets not even talk about it.
One thing that I've turned to in order to cut down the cost of living is handwashing anything I can. This includes undies, bras, shirts and workout clothes. (I leave jeans, sheets and towels to the expert...the machine)
Its really, really easy! I use my sink and fill it up with warm water, add the detergent and clothes and let the garments soak for about 5 min. I massage the clothes around a bit, rub out any stains and voila! Hang dry.
The other option is to take your clothes into the shower with you. Squirt some shampoo on your head and while you're at it, add some to your clothes because shampoo works just as well! This is great for multitaskers!
Not only is this WAY better for the lifespan of my clothes, but its free! (besides the cost of detergent) It also fills my room with nice fresh smells.
maude
Have you ever Purchase Discounted Gift Cards?
Jun 6, 2011 8:53 AM
I just read about sites where people will sell their gift cards for a discounted amount on Get Rich Slowly . This seems like a great idea but also one that can easily get out of hand where you might spend money on gift cards since they are discounted but necessarily what you need! I was thinking it might be great to have a cinema gift card for this summer's movie and maybe even try to save a little money on the CB2 daybed I have been eyeing but I am a little leery. Have you tried sites like Gift Card Granny ?
brisas
Saving My Credit From Credit Fraud
Apr 27, 2011 3:56 PM This is a credit report horror story and I don't imagine it has happened to many but I hope it will inspire everyone to check their credit report frequently! A little background, I have always been very financially responsible by that I mean, I never carry a balance on my credit card, I paid off a brand new car in a year and the only debt I have is a student loan. I even started monitoring my credit more than two years ago since I was planning on buying a home. A couple months after buying my first home, I noticed I was getting a ton of emails from the credit monitoring service which I had actually debated on canceling, boy I am glad I didn't! All of these notices were for new credit cards that were appearing on my one of my credit reports. All of these were cards that I never signed up for but the strangest thing some of them went back to before I ever even had a credit card.
After much researching and many hours on the phone, I found out that someone had been fraudulently using my social security to obtain credit for more than 15 years but for whatever reason none of these ever showed up on my actual credit report until much later. The person had a similar first name but completely different last name and was born 8 years before me. At one point my credit report even starting uses the wrong name and birthdate. Luckily I was able to clear it all up but it took many hours, several phone calls and a ton of paper work to get my credit back to where it was just months earlier.
So my advice is check your credit you can sign up for a lot of different services like Truecredit and there is a website Annual Credit Report where you can get your report for free, so no excuses. If you see discrepancies on your credit report take action immediately, you can also set up a fraud alert on your account, so no new credit can be opened without your approval. It lasts for about 90 days and can be extended. I also found the Federal Trade Commission's site to be pretty helpful especially laying out the steps to get this cleared up! So while you are doing all of your spring cleaning, be sure to check your credit too!
PureGrace
Turbo Tax vs. Hiring an Accountant
Feb 8, 2011 9:55 AM I'm getting ready to do my taxes and they are pretty easy. I want to get the maximum refund especially since I moved this year to a city that requires you to pay additional taxes.
Which is better, using Turbo Tax or Hiring an Accountant?
A friend recommended an accountant that always gets her a couple thousand dollars back each year that costs $175. Turbo Tax is a lot cheaper but I'm worried that because it is so general it might miss something that could give me a bigger refund.
Thoughts?
brisas
Reevulating my budget
Jan 3, 2011 11:59 AM With a new year and the holidays over, I created a new budget to follow for the new year! I kept my goals in mind for 2011 and made sure to incorporate those into this year budget like saving a little more rainy day money and saving up for a vacation. Hopefully with adjusting my budgets and spending less on wants, I will be able to achieve both.
denisecoco
Hagglingly
Dec 18, 2010 12:17 AM I believe you can haggle for anything as long as it is done respectfully
kateparham
Today is FREE SHIPPING DAY!
Dec 17, 2010 7:55 AM Don’t forget: Today is FREE SHIPPING DAY ! Over 1725 merchants are offering free shipping today, 12/17/2010. Plus, they guarantee delivery by Christmas! Don’t forget to shop through eBates , who is also offering additional cash back. Happy Shopping!
For more deals, visit Kitchen Couture , a blog for fashionable foodies who love a good bargain!
kateparham
The Top 20 Group Buying Sites
Dec 17, 2010 7:46 AM Yes, I admit it. I am a self-proclaimed deal-addict. The thrill I get from saving even just a few dollars is borderline creepy and I’m sure my friends probably get tired of hearing me start sentences with “So I had a Groupon …”. I can’t help it. I love saving money. And you should, too. Because, ultimately,
the more money you save, the more money you have to spend …
or to actually save (as in an actual savings account or even (gasp!) a retirement account). Getting to the point, one of the best ways I’ve found to save money is through the power of group buying. By now, we’ve all heard of Groupon , the pioneer of Group Buying websites, but what are the other group buying websites you should be using in your quest to save money doing the things you love? I’ve compiled this list of my favorite 20 Group Buying websites (excluding Groupon ). You’ll definitely want to check each of these out:
To find out what the The Top 20 Group Buying Sites are , please visit Kitchen Couture , a blog for fashionable foodies who love a good bargain!
kateparham
5 Ways to Save at the Movies
Dec 10, 2010 6:22 AM This is an article I wrote for the popular personal finance blog, Quizzle .
Become a Rewards Member
Know your theater discount times
Purchase discounted gift cards
Attend free movie screenings
Use social media for rewards
Click through for a more detailed description of each way to save !
Community Assistant
Do You Keep In Touch With Past Co-Workers?
Nov 17, 2010 12:22 PM Having interned all through college, and even post-grad, I encountered many individuals; some of which I consider my great friends. It was so rewarding working with a group of students that shared my interests and career goals. I had an amazing time and consider some of them great friends. Most of them, I still with talk daily, and we help each other out professionally and personally. I mean, I was lucky enough to have met my best friend on the first day of my first internship! Which brings me to the question; do you keep in touch with past co-workers? What about people you interned with? Share your stories!
FinanceGal
Are moms, fashionistas and homeowners the only people who want to save money?
Sep 30, 2010 9:17 AM Is it me or I am I seeing a trend where money saving articles tend to be mostly from the perspective of the mom, fashionista or homeowner? Don't single, non-fashionista, renters want to save money too? And what about men? Don't they want to save money or is it that saving money comes naturally to them?
Somehow I seriously doubt it. According to a recent article in the Pittsburgh Gazette , Americans are spending with reckless abandonment. This could only mean that men are spending money too, just on men things, whatever that is. I seriously have no clue since my husband isn't really a shopper except when it comes to things like cars. I suppose men spend money on things like alcohol, food, clothing, dates and experiences such as sporting events or concerts. Perhaps, as financial writers and bloggers, we should be writing articles that teach everyone to budget, save and being fiscally responsible throughout their lives. In addition, we should be passing these values to our future generations instead of the teaching them the instant gratification that comes from vapid consumerism.
birdsflyinghigh
How Do You Spend Your Credit Card Points?
Sep 27, 2010 1:57 PM So I use my credit card and always pay it off each month, so I never carry a balance. I use it since it rewards me with points and while I could easily just use my bank cards, I feel at least with my credit card I get a little back. Initially I was cashing in my rewards for gift cards, one year I bought nearly all of my gifts with gifts cards from my credit card. But I also noticed with these gift cards, I would end up spending more money at the retailer. Not the best for a budget, of course! With a little more research, I realized for the same amount of points my credit card company would credit cash towards my balance. So rather than spending a little more money with those gift cards, I now have the cash rewards applied to my balance. Much better for the budget! I started to wonder how do others use their credit cards rewards?
// Group Info
Owner SavvySugar
Started Jan 2, 2008
Type
Open
Members 1,940 Members
Do you ever do something to save money and get excited about it? You generally don't call your girlfriends to exchange savings strategies; that would probably be on the awkward side. No matter how big or small you think your money solutions are, I want to know what you've done to save lately! Give me your savvy scoop by joining my group, How Do You Save.
// Latest Comments